Towergate Car Insurance

Towergate Insurance specializes in non-standard car insurance, including classic cars, modified vehicles, and high-value automobiles.

Company & Policy Details

Company Information

Established

1998

Underwritten by

Zurich Insurance PLC

Market Position

Mid-range

Customer Service Hours

Mon–Fri: 9am–5pm

Ratings & Performance

Claims Satisfaction

4.0

Financial Strength

AA

Mobile App

3.7

Policy Features

No Claims Discount Protection

Up to 3 years

Telematics Option

Not available

Multi-Car Discount

Available

New for Old Replacement

Vehicles up to 1 year old

Uninsured Driver Promise

Not included

Paperless Discount

Available

Key Benefits

  • Specialist vehicle expertise
  • Agreed value policies available
  • Modified car coverage

Available Features

Courtesy Car
Windscreen Cover
Breakdown Cover
Personal Accident
Legal Protection

Customer Service

Online Claims Service
24/7 Claims Helpline
UK Call Centres

Premium Range

From

£380.00

Average

£480.00

Cover Types

  • Comprehensive
  • Third Party Fire & Theft
  • Third Party Only

Coverage Distribution

Comprehensive

33.3%

Third Party Fire & Theft

33.3%

Frequently Asked Questions

What specialist vehicles do you cover?

We cover classic cars, modified vehicles, kit cars, and high-value vehicles that standard insurers may not.

How does agreed value work?

Agreed value ensures your specialist vehicle is insured for a pre-agreed amount rather than market value.

What about modifications?

We understand modifications and can cover most types with proper documentation.

Do you cover classic cars?

Yes, we offer specialist classic car policies with limited mileage options.

Next Steps with Towergate

How to Get Coverage

  • Visit Towergate's website directly
  • Takes about 10-15 minutes to complete
  • Have your vehicle registration and driving license ready

Important Note

The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:

  • Your vehicle's age, make, and model
  • Your age, driving history, and location
  • No claims bonus and voluntary excess
  • Current market conditions and provider pricing

Please contact Towergate directly for the most accurate and up-to-date quotes for your specific situation.