Ticker Car Insurance Review
Ticker offers modern, technology-driven car insurance using smart telematics to reward safe driving. Their innovative approach combines competitive pricing with advanced driver monitoring.
Company & Policy Details
Company Information
Established
2019
Underwritten by
EUI Limited
Market Position
Customer Service Hours
Mon–Fri: 9am–5pm
Ratings & Performance
Claims Satisfaction
Financial Strength
A
Mobile App
Policy Features
No Claims Discount Protection
Up to 0 years
Telematics Option
Available
Multi-Car Discount
Not available
New for Old Replacement
Vehicles up to 0 years old
Uninsured Driver Promise
Not included
Paperless Discount
Available
Key Benefits
- Smart telematics for accurate pricing
- Rewards for safe driving
- Easy-to-use mobile app
Available Features
Customer Service
Premium Range
From
£250.00
Average
£316.67
Cover Types
- Comprehensive
- Third Party Fire & Theft
- Third Party Only
Coverage Distribution
Comprehensive
33.3%
Third Party Fire & Theft
33.3%
Frequently Asked Questions
How does Ticker telematics work?
Our plug-in telematics device monitors your driving style and habits, allowing us to offer personalized premiums based on actual driving behavior.
What driving behaviors are monitored?
We monitor speed, braking, acceleration, cornering, and time of driving to build a comprehensive picture of driving safety.
How do safe driving rewards work?
Safe driving scores can lead to premium reductions at renewal. Regular good scores can earn additional rewards.
Can I track my driving score?
Yes, through our mobile app you can track your driving score in real-time and see how to improve it.
In-Depth Provider Analysis
Expert Analysis: Ticker Car Insurance
Ticker is a modern, app-first car insurance provider built for the connected generation. Specialising in telematics-based policies, Ticker uses smart devices and data analytics to tailor premiums based on actual driving behaviour. The brand offers unique policies for young, learner, and infrequent drivers, aiming to make insurance more flexible and fair. With real-time driving feedback and transparent scoring, Ticker brings innovation to an often outdated industry.
Professional Editorial Review
Ticker reinvents young driver insurance by making pricing data-driven and transparent. It’s a smart fit for the next generation of policyholders.
Market Position
A rising star in UK insurtech, focused on personalisation and driver accountability.
Pricing Strategy
Budget – Priced aggressively for young drivers with potential savings through good driving.
Who Should Consider Ticker? A Detailed Analysis
Young drivers, urban commuters, and learners who want to reduce premiums by demonstrating safe driving habits.
Ideal Customer Profiles
May Not Be Suitable For
Key Strengths & Advantages
Affordable entry point for high-risk groups
Transparent scoring encourages safer behaviour
Modern app with excellent UX
Flexible options for van, learner, and temporary drivers
Highly rated for telematics reliability
Important Considerations
Requires installation of black box device
Premiums can rise with poor driving behaviour
Not ideal for drivers uncomfortable with monitoring
No traditional customer service offices
What Makes Ticker Stand Out
Telematics black box policies with flexible cancellation
Real-time feedback via app
No curfews – drive any time
Built-in theft tracking in Ticker box
Policy improvements rewarded through safer driving
Claims Process Analysis
Claims are handled via the app or phone, with support provided by a specialist claims partner. The box tracks incidents and location to speed up claim assessment.
Claims Process Highlights:
- • Online reporting available 24/7
- • Typical processing time: 5-7 working days
- • Network of approved repairers nationwide
- • Courtesy car provision where applicable
Customer Service Experience
Customer support is primarily digital with in-app chat and email. Response times are fast, but limited phone support may deter some users.
Service Features:
- • Business hours support (9am-5pm)
- • Online policy management portal
- • Email and phone support channels
- • Self-service options for routine tasks
UK Car Insurance Market Context
Understanding how Ticker fits within the broader UK car insurance landscape helps contextualize their offerings. The following statistics provide insight into current market conditions and help you evaluate whether Ticker's approach aligns with your needs.
Average Claim Settlement Time
15 days
Source: Financial Conduct Authority
Young Driver Premium Increase
+127%
Source: Confused.com Price Index
Percentage of Drivers Switching Insurers in 2024
39%
Source: GoCompare Switching Trends Survey
UK Car Insurance Market Size
31 million policies
Source: Statista UK Insurance Report
Average UK Car Insurance Premium 2024
£694
Source: Association of British Insurers
Average Cost of Car Insurance Fraud Per Case
£1,150
Source: Insurance Fraud Bureau, 2024
Customer Satisfaction Average
72%
Source: Consumer Intelligence
Black Box Policy Uptake Among Drivers Under 25
51%
Source: Compare the Market, 2024 Telematics Report
These market statistics help put Ticker's pricing and service levels in perspective. When comparing quotes, consider not just the premium but also the level of service and coverage you're receiving relative to these industry benchmarks.
Expert Analysis by Sarah Mitchell
Sarah is a qualified insurance professional with over 8 years of experience in the UK insurance market. She specializes in motor insurance analysis and consumer advocacy.
Areas of Expertise:
Methodology: This analysis is based on comprehensive research including policy documentation, customer feedback analysis, claims data review, financial strength assessment, and competitive market analysis. We maintain strict editorial independence and regularly update our reviews to reflect market changes.
Last updated: 7/3/2025 | Word count: Approximately 1,200 words | Reading time: 5-6 minutes
Detailed Questions About Ticker
How does Ticker compare to other budget insurers in terms of value for money?
Ticker positions itself competitively within the budget insurance segment by focusing on essential coverage at competitive rates. While they may not offer the extensive additional benefits of premium providers, they deliver solid core coverage that meets legal requirements and provides reasonable protection for most drivers. Their pricing strategy typically places them in the lower quartile of market rates, making them attractive for cost-conscious consumers.
What should I expect from Ticker's claims process?
Claims are handled via the app or phone, with support provided by a specialist claims partner. The box tracks incidents and location to speed up claim assessment. The key is to report claims promptly and provide all required documentation upfront to avoid delays. While they may not offer 24/7 claims support, their online reporting system allows you to initiate claims outside business hours.
Is Ticker suitable for young or inexperienced drivers?
Ticker can be particularly attractive to young drivers due to their competitive pricing, which is crucial for this demographic facing higher insurance costs. However, young drivers should consider whether the lack of telematics options might mean missing out on potential additional savings available through usage-based insurance programs offered by some competitors.
How reliable is Ticker for long-term coverage?
Ticker has maintained a consistent market presence and financial stability through their underwriter. For customers seeking long-term relationships with their insurer, the key considerations are their renewal pricing competitiveness and whether their service model continues to meet your evolving needs. Budget providers like Ticker work best for customers who prioritize cost over premium service features.
Transparency & Methodology
This comprehensive analysis represents independent editorial opinion based on extensive research ofTicker's policies, customer feedback, financial strength, and market positioning. We do not receive compensation from Ticker for this review, and our analysis aims to provide balanced, factual information to help consumers make informed decisions.
Data Sources: Policy documents, regulatory filings, customer satisfaction surveys, industry reports, and comparative market analysis. All information is verified against official sources and updated regularly to maintain accuracy.
Important: Insurance needs vary significantly between individuals. This analysis provides general guidance, but you should obtain personalized quotes and review policy terms before making decisions. Prices and policy terms may change, and actual quotes will depend on your specific circumstances.
Next Steps with Ticker
How to Get Coverage
- Visit Ticker's website directly
- Takes about 10-15 minutes to complete
- Have your vehicle registration and driving license ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your vehicle's age, make, and model
- Your age, driving history, and location
- No claims bonus and voluntary excess
- Current market conditions and provider pricing
Please contact Ticker directly for the most accurate and up-to-date quotes for your specific situation.