Moja Car Insurance
Moja Car Insurance focuses on innovative, app-based insurance solutions with usage-based pricing. Their smart technology approach rewards safe driving and offers flexible coverage.
Company & Policy Details
Company Information
Established
2022
Underwritten by
AXA Insurance UK Plc
Market Position
Customer Service Hours
365 days: 9am–9pm
Ratings & Performance
Claims Satisfaction
Financial Strength
AA
Mobile App
Policy Features
No Claims Discount Protection
Up to 0 years
Telematics Option
Not available
Multi-Car Discount
Not available
New for Old Replacement
Vehicles up to 0 years old
Uninsured Driver Promise
Not included
Paperless Discount
Available
Key Benefits
- Usage-based insurance options
- Smart app tracking technology
- Pay-as-you-drive available
Available Features
Customer Service
Premium Range
From
£230.00
Average
£310.00
Cover Types
- Comprehensive
- Third Party Fire & Theft
- Third Party Only
Coverage Distribution
Comprehensive
33.3%
Third Party Fire & Theft
33.3%
Frequently Asked Questions
How does usage-based insurance work?
Our usage-based insurance uses smartphone technology to track your driving and adjust premiums accordingly.
What does the app track?
The app monitors speed, braking, acceleration, cornering, and time of day to build a driving profile.
How are premiums calculated?
Premiums are calculated based on both traditional factors and your actual driving behavior.
What if I drive less?
Lower mileage drivers can save significantly with our pay-as-you-drive options.
Next Steps with Moja
How to Get Coverage
- Visit Moja's website directly
- Takes about 10-15 minutes to complete
- Have your vehicle registration and driving license ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your vehicle's age, make, and model
- Your age, driving history, and location
- No claims bonus and voluntary excess
- Current market conditions and provider pricing
Please contact Moja directly for the most accurate and up-to-date quotes for your specific situation.