Marks And Spencer Car Insurance

M&S Car Insurance delivers premium coverage with the quality and service expected from the M&S brand. Their policies offer comprehensive protection with additional benefits for M&S Bank customers and Sparks card holders.

Company & Policy Details

Company Information

Established

2012

Underwritten by

RSA Insurance PLC

Market Position

Mid-range

Customer Service Hours

Mon–Fri: 9am–5pm

Ratings & Performance

Claims Satisfaction

4.0

Financial Strength

AA

Mobile App

3.5

Policy Features

No Claims Discount Protection

Up to 3 years

Telematics Option

Not available

Multi-Car Discount

Available

New for Old Replacement

Vehicles up to 1 year old

Uninsured Driver Promise

Not included

Paperless Discount

Available

Key Benefits

  • M&S points on premium payments
  • Enhanced courtesy car for comprehensive cover
  • Premium level breakdown cover available

Available Features

Courtesy Car
Windscreen Cover
Breakdown Cover
Personal Accident
Legal Protection

Customer Service

Online Claims Service
24/7 Claims Helpline
UK Call Centres

Premium Range

From

£320.00

Average

£420.00

Cover Types

  • Comprehensive
  • Third Party Fire & Theft
  • Third Party Only

Coverage Distribution

Comprehensive

33.3%

Third Party Fire & Theft

33.3%

Frequently Asked Questions

What levels of cover does M&S offer?

We offer Comprehensive, Third Party Fire & Theft, and Third Party Only cover. Our comprehensive cover includes enhanced features like guaranteed courtesy car and personal effects cover.

How do M&S rewards work with insurance?

M&S Bank customers earn triple points on premiums, and all policyholders earn points on payments which can be converted to M&S vouchers.

What premium features are included?

Premium features include enhanced courtesy car options, unlimited windscreen cover, and European cover up to 90 days.

How do I make a claim?

Claims can be made 24/7 through our dedicated UK claims team, with a personal claims handler assigned to each case.

Next Steps with Marks And Spencer

How to Get Coverage

  • Visit Marks And Spencer's website directly
  • Takes about 10-15 minutes to complete
  • Have your vehicle registration and driving license ready

Important Note

The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:

  • Your vehicle's age, make, and model
  • Your age, driving history, and location
  • No claims bonus and voluntary excess
  • Current market conditions and provider pricing

Please contact Marks And Spencer directly for the most accurate and up-to-date quotes for your specific situation.