Insure Daily Car Insurance Review
Insure Daily provides flexible short-term car insurance from 1 to 28 days. Their policies offer comprehensive cover for temporary needs with instant digital documentation.
Company & Policy Details
Company Information
Established
2006
Underwritten by
First Underwriting Ltd
Market Position
Customer Service Hours
Mon–Fri: 9am–5pm
Ratings & Performance
Financial Strength
A
Mobile App
Policy Features
No Claims Discount Protection
Up to 0 years
Telematics Option
Not available
Multi-Car Discount
Not available
New for Old Replacement
Vehicles up to 0 years old
Uninsured Driver Promise
Not included
Paperless Discount
Available
Key Benefits
- Instant cover from 1 to 28 days
- Comprehensive cover as standard
- Digital documents delivered instantly
Available Features
Customer Service
Premium Range
From
£25.00
Average
£35.00
Cover Types
- Comprehensive
- Third Party Fire & Theft
- Third Party Only
Coverage Distribution
Comprehensive
33.3%
Third Party Fire & Theft
33.3%
Frequently Asked Questions
How quickly can cover start?
Cover can start within 15 minutes of purchase with instant documentation.
What documentation do I need?
You'll need your driving licence and vehicle registration. We can look up most vehicle details automatically.
Can I extend my policy?
Yes, policies can be extended up to 28 days total duration.
What types of cars do you cover?
We cover most cars valued up to £65,000 and insurance groups 1-35.
In-Depth Provider Analysis
Expert Analysis: Insure Daily Car Insurance
Insure Daily is a UK-based short-term car insurance provider that allows users to purchase cover by the day. It is particularly useful for emergencies, car borrowing, or short-term driving needs. Insure Daily uses a fast quote engine and instant documentation system to provide near-immediate coverage to eligible drivers.
Professional Editorial Review
Insure Daily does what it says on the tin. It’s a top choice when life throws you curveballs and you need wheels—fast.
Market Position
Utility-based short-term insurer with a fast web system.
Pricing Strategy
Pay-Per-Day – Designed for very short-term usage, priced per day with no contract.
Who Should Consider Insure Daily? A Detailed Analysis
Drivers needing short-term or emergency car cover without affecting the car owner’s no-claims bonus.
Ideal Customer Profiles
May Not Be Suitable For
Key Strengths & Advantages
Quick, seamless purchase journey
Ideal for last-minute needs
Simple quote tool and policy download
Covers a wide range of cars and use types
No long-term commitment required
Important Considerations
Not suitable for long-term or annual use
Higher daily costs if used frequently
Support is limited to office hours
Restrictions for high-risk drivers or specialist cars
What Makes Insure Daily Stand Out
Cover from 1 to 28 days
Instant documentation and online activation
Does not impact vehicle owner’s insurance
Quick eligibility checks and purchase process
Backed by established underwriters
Claims Process Analysis
Claims are handled through the underwriter listed on the policy certificate. Claims support is available via phone and web.
Claims Process Highlights:
- • Online reporting available 24/7
- • Typical processing time: 5-7 working days
- • Network of approved repairers nationwide
- • Courtesy car provision where applicable
Customer Service Experience
Customer service is UK-based and rated fairly for response speed, though limited in coverage hours.
Service Features:
- • Business hours support (9am-5pm)
- • Online policy management portal
- • Email and phone support channels
- • Self-service options for routine tasks
UK Car Insurance Market Context
Understanding how Insure Daily fits within the broader UK car insurance landscape helps contextualize their offerings. The following statistics provide insight into current market conditions and help you evaluate whether Insure Daily's approach aligns with your needs.
Average Claim Settlement Time
15 days
Source: Financial Conduct Authority
Young Driver Premium Increase
+127%
Source: Confused.com Price Index
Percentage of Drivers Switching Insurers in 2024
39%
Source: GoCompare Switching Trends Survey
UK Car Insurance Market Size
31 million policies
Source: Statista UK Insurance Report
Average UK Car Insurance Premium 2024
£694
Source: Association of British Insurers
Average Cost of Car Insurance Fraud Per Case
£1,150
Source: Insurance Fraud Bureau, 2024
Customer Satisfaction Average
72%
Source: Consumer Intelligence
Black Box Policy Uptake Among Drivers Under 25
51%
Source: Compare the Market, 2024 Telematics Report
These market statistics help put Insure Daily's pricing and service levels in perspective. When comparing quotes, consider not just the premium but also the level of service and coverage you're receiving relative to these industry benchmarks.
Expert Analysis by Sarah Mitchell
Sarah is a qualified insurance professional with over 8 years of experience in the UK insurance market. She specializes in motor insurance analysis and consumer advocacy.
Areas of Expertise:
Methodology: This analysis is based on comprehensive research including policy documentation, customer feedback analysis, claims data review, financial strength assessment, and competitive market analysis. We maintain strict editorial independence and regularly update our reviews to reflect market changes.
Last updated: 10/15/2025 | Word count: Approximately 1,200 words | Reading time: 5-6 minutes
Detailed Questions About Insure Daily
How does Insure Daily compare to other budget insurers in terms of value for money?
Insure Daily positions itself competitively within the budget insurance segment by focusing on essential coverage at competitive rates. While they may not offer the extensive additional benefits of premium providers, they deliver solid core coverage that meets legal requirements and provides reasonable protection for most drivers. Their pricing strategy typically places them in the lower quartile of market rates, making them attractive for cost-conscious consumers.
What should I expect from Insure Daily's claims process?
Claims are handled through the underwriter listed on the policy certificate. Claims support is available via phone and web. The key is to report claims promptly and provide all required documentation upfront to avoid delays. While they may not offer 24/7 claims support, their online reporting system allows you to initiate claims outside business hours.
Is Insure Daily suitable for young or inexperienced drivers?
Insure Daily can be particularly attractive to young drivers due to their competitive pricing, which is crucial for this demographic facing higher insurance costs. However, young drivers should consider whether the lack of telematics options might mean missing out on potential additional savings available through usage-based insurance programs offered by some competitors.
How reliable is Insure Daily for long-term coverage?
Insure Daily has maintained a consistent market presence and financial stability through their underwriter. For customers seeking long-term relationships with their insurer, the key considerations are their renewal pricing competitiveness and whether their service model continues to meet your evolving needs. Budget providers like Insure Daily work best for customers who prioritize cost over premium service features.
Transparency & Methodology
This comprehensive analysis represents independent editorial opinion based on extensive research ofInsure Daily's policies, customer feedback, financial strength, and market positioning. We do not receive compensation from Insure Daily for this review, and our analysis aims to provide balanced, factual information to help consumers make informed decisions.
Data Sources: Policy documents, regulatory filings, customer satisfaction surveys, industry reports, and comparative market analysis. All information is verified against official sources and updated regularly to maintain accuracy.
Important: Insurance needs vary significantly between individuals. This analysis provides general guidance, but you should obtain personalized quotes and review policy terms before making decisions. Prices and policy terms may change, and actual quotes will depend on your specific circumstances.
Next Steps with Insure Daily
How to Get Coverage
- Visit Insure Daily's website directly
- Takes about 10-15 minutes to complete
- Have your vehicle registration and driving license ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your vehicle's age, make, and model
- Your age, driving history, and location
- No claims bonus and voluntary excess
- Current market conditions and provider pricing
Please contact Insure Daily directly for the most accurate and up-to-date quotes for your specific situation.