Hastings Direct Car Insurance
Hastings Direct is a digital-first insurer known for competitive pricing and straightforward policies. They offer flexible coverage options with additional benefits through their Premier and Direct products.
Key Benefits
- SmartMiles telematics insurance for young drivers
- Defaqto 5-star rated Premier cover
- Competitive pricing with flexible payment options
Available Features
Customer Service
Premium Range
From
£250.00
Average
£330.00
Cover Types
- Comprehensive
- Third Party Fire & Theft
- Third Party Only
Coverage Distribution
Comprehensive
33.3%
Third Party Fire & Theft
33.3%
Frequently Asked Questions
What's included in Hastings Direct Premier cover?
Premier cover includes courtesy car, motor legal expenses, roadside assistance, and personal accident cover as standard. It also offers enhanced features like windscreen repair without affecting your no claims discount.
How does SmartMiles insurance work?
SmartMiles uses a small device or app to monitor your driving style and rewards safe driving with lower premiums. It's particularly beneficial for young or new drivers looking to reduce their insurance costs.
What is the claims process like?
Claims can be reported 24/7 online or by phone. Hastings provides a dedicated claims handler and aims to settle straightforward claims quickly, keeping you updated throughout the process.
Can I manage my policy online?
Yes, through MyAccount you can view documents, make changes to your policy, report claims and track their progress. You can also download the Hastings app for easy policy management.
Next Steps with Hastings Direct
How to Get Coverage
- Visit Hastings Direct's website directly
- Takes about 10-15 minutes to complete
- Have your vehicle registration and driving license ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your vehicle's age, make, and model
- Your age, driving history, and location
- No claims bonus and voluntary excess
- Current market conditions and provider pricing
Please contact Hastings Direct directly for the most accurate and up-to-date quotes for your specific situation.