By Miles Car Insurance

By Miles revolutionizes car insurance with true pay-per-mile coverage. Their unique approach benefits low mileage drivers with fair, usage-based pricing.

Company & Policy Details

Company Information

Established

2017

Underwritten by

U K Insurance Ltd

Market Position

Mid-range

Customer Service Hours

Mon–Fri: 8am–6pm

Ratings & Performance

Claims Satisfaction

4.2

Financial Strength

A

Mobile App

4.3

Policy Features

No Claims Discount Protection

Up to 3 years

Telematics Option

Available

Multi-Car Discount

Not available

New for Old Replacement

Vehicles up to 1 year old

Uninsured Driver Promise

Included

Paperless Discount

Available

Key Benefits

  • Pay-per-mile pricing
  • Fixed monthly fee plus mileage
  • Real-time mileage tracking

Available Features

Courtesy Car
Windscreen Cover
Personal Accident
Legal Protection

Customer Service

Online Claims Service
24/7 Claims Helpline
UK Call Centres

Premium Range

From

£210.00

Average

£290.00

Cover Types

  • Comprehensive
  • Third Party Fire & Theft
  • Third Party Only

Coverage Distribution

Comprehensive

33.3%

Third Party Fire & Theft

33.3%

Frequently Asked Questions

How is the premium calculated?

You pay a fixed monthly fee to cover your parked car, plus a per-mile rate for driving.

What if I drive more than expected?

Theres no penalty for driving more - you simply pay for the miles you drive.

How is mileage tracked?

We use a small plug-in device to track mileage accurately and securely.

What about parked coverage?

The fixed fee provides comprehensive coverage while your car is parked.

Next Steps with By Miles

How to Get Coverage

  • Visit By Miles's website directly
  • Takes about 10-15 minutes to complete
  • Have your vehicle registration and driving license ready

Important Note

The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:

  • Your vehicle's age, make, and model
  • Your age, driving history, and location
  • No claims bonus and voluntary excess
  • Current market conditions and provider pricing

Please contact By Miles directly for the most accurate and up-to-date quotes for your specific situation.