Bell Car Insurance
Bell specializes in telematics car insurance, using smart technology to reward safe driving. Their policies particularly benefit young and new drivers seeking fair premiums.
Company & Policy Details
Company Information
Established
1972
Underwritten by
EUI Limited
Market Position
Customer Service Hours
Mon–Fri: 9am–5pm
Ratings & Performance
Claims Satisfaction
Financial Strength
A+
Mobile App
Policy Features
No Claims Discount Protection
Up to 3 years
Telematics Option
Available
Multi-Car Discount
Available
New for Old Replacement
Vehicles up to 1 year old
Uninsured Driver Promise
Not included
Paperless Discount
Available
Key Benefits
- Smart box technology
- Safe driving rewards
- Young driver specialists
Available Features
Customer Service
Premium Range
From
£260.00
Average
£346.67
Cover Types
- Comprehensive
- Third Party Fire & Theft
- Third Party Only
Coverage Distribution
Comprehensive
33.3%
Third Party Fire & Theft
33.3%
Frequently Asked Questions
How does the smart box work?
A small device fitted to your car monitors driving style and rewards safe driving with lower premiums.
What driving factors are monitored?
We monitor speed, braking, acceleration, cornering, and time of day to build a comprehensive picture.
How are rewards calculated?
Monthly driving scores determine rewards, with safe driving leading to premium reductions.
When are premiums reviewed?
Driving scores are reviewed quarterly, with potential premium reductions every three months.
Next Steps with Bell
How to Get Coverage
- Visit Bell's website directly
- Takes about 10-15 minutes to complete
- Have your vehicle registration and driving license ready
Important Note
The statistics and information shown here are based on real market research and actual policy data. However, your actual quote may vary based on factors such as:
- Your vehicle's age, make, and model
- Your age, driving history, and location
- No claims bonus and voluntary excess
- Current market conditions and provider pricing
Please contact Bell directly for the most accurate and up-to-date quotes for your specific situation.