Vego vs Veygo
Comprehensive comparison of Vego and Veygo car insurance. Our expert analysis examines pricing, coverage, customer service, and claims handling to help you choose the right provider for your needs.
Key Comparison Insights
Overall Recommendation
Pick Veygo for reputation and experience. Vego is worth exploring for specific low-mileage short-term uses.
Pricing Analysis
Veygo usually offers more competitive pricing due to scale and product maturity. Vego is newer and may vary more based on postcode....
UK Market Context
UK average car insurance premium is £694(Association of British Insurers). See how Vego and Veygocompare to this benchmark in our detailed analysis below.
Company Information Comparison
| Feature | Vego | Veygo |
|---|---|---|
| Established | 2017 | 2018 |
| Underwriter | Admiral | Ageas Insurance Limited |
| Market Position | Budget | Budget |
| Customer Service Hours | Mon–Fri: 9am–5pm | 24/7 (App & Web) |
| Claims Satisfaction | 4.9 | 4.2 |
| Financial Strength | A | A |
| Mobile App Rating | 4.0 | 4.3 |
Policy Features Comparison
| Feature | Vego | Veygo |
|---|---|---|
No Claims Discount Years protected | Up to 0 years | Up to 0 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 0 years | Up to 0 years |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£270.00
Vego
£20.00
Veygo
Maximum Cover
£5,000,000
Vego
£5,000,000
Veygo
Total Policies
3
Vego
3
Veygo
Comprehensive Cover
Full Coverage
Vego
Full Coverage
Veygo
Premium Analysis
Features Comparison
Policy Type Distribution
Vego
Comprehensive
1
Third Party Fire & Theft
1
Veygo
Comprehensive
1
Third Party Fire & Theft
1
In-Depth Comparison Analysis
Expert Comparison Analysis: Vego vs Veygo
Our comprehensive analysis compares Vego and Veygoacross multiple dimensions including pricing, coverage options, customer service quality, and claims handling. This detailed comparison is based on real policy data, customer feedback, and market research to help you make an informed decision about your car insurance.
Overall Verdict
Pick Veygo for reputation and experience. Vego is worth exploring for specific low-mileage short-term uses.
Detailed Head-to-Head Analysis
Pricing & Value Analysis
Veygo usually offers more competitive pricing due to scale and product maturity. Vego is newer and may vary more based on postcode.
Vego
Average: £363.33
Veygo
Average: £26.67
Coverage & Benefits Comparison
Veygo includes better third-party fire and theft policies and temporary cover options. Vego offers similar plans but fewer extras.
Customer Service Comparison
Veygo offers a slicker mobile-first interface with faster signup. Vego has basic support via email and phone.
Claims Process Analysis
Veygo handles claims via their digital partner platform, while Vego routes users to underwriters.
Key Differentiators
Veygo is a market leader in short-term insurance
Vego is newer and may offer introductory deals
Veygo’s app interface is highly rated
Veygo offers learner driver cover too
Vego is simpler but less feature-rich
Which Should You Choose? Real-World Scenarios
New Driver (Age 18-25)
First-time driver looking for affordable coverage with good support
Based on pricing for young drivers, available discounts, and customer support quality
Family with Multiple Cars
Two adults with 2-3 vehicles needing comprehensive coverage
Considering multi-car discounts, family-friendly features, and overall value
Senior Driver (65+)
Experienced driver seeking reliable coverage with excellent customer service
Based on senior-specific benefits, claims handling, and service quality
Business Vehicle
Commercial use requiring business insurance coverage
Evaluating business coverage options, commercial claims handling, and fleet discounts
UK Car Insurance Market Context
Understanding how Vego and Veygo fit within the broader UK car insurance market helps contextualize this comparison. The following statistics provide insight into current market conditions.
Average Claim Settlement Time
15 days
Source: Financial Conduct Authority
Young Driver Premium Increase
+127%
Source: Confused.com Price Index
Percentage of Drivers Switching Insurers in 2024
39%
Source: GoCompare Switching Trends Survey
UK Car Insurance Market Size
31 million policies
Source: Statista UK Insurance Report
Average UK Car Insurance Premium 2024
£694
Source: Association of British Insurers
Average Cost of Car Insurance Fraud Per Case
£1,150
Source: Insurance Fraud Bureau, 2024
Customer Satisfaction Average
72%
Source: Consumer Intelligence
Black Box Policy Uptake Among Drivers Under 25
51%
Source: Compare the Market, 2024 Telematics Report
Detailed Real-World Analysis
A learner driver might get a £16 daily quote with Veygo and £18 from Vego. Veygo also includes optional excess waiver.
Our Final Recommendation
After analyzing pricing, coverage, customer service, and claims handling, here's our recommendation for different customer profiles:
Choose Vego if:
- You prioritize comprehensive service and support
- You value additional benefits and coverage options
- You don't mind paying extra for premium service
Choose Veygo if:
- You're focused on getting the best value for money
- You're comfortable with essential coverage levels
- You prefer straightforward, no-frills insurance
Important: The best choice depends on your individual circumstances, driving history, vehicle type, and personal preferences. We recommend getting quotes from both providers to compare actual prices for your specific situation.
Comparison Methodology
This comparison is based on comprehensive analysis of policy documents, customer reviews, claims data, pricing information, and independent research. We maintain editorial independence and regularly update our analysis to reflect market changes. Last updated: 8/2/2025
Making Your Decision
When comparing Vego and Veygo, consider how each provider's strengths align with your specific vehicle and driving needs. Vego's average premium of £363.33compared to Veygo's £26.67 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.