Sterling vs Towergate
Compare car insurance features, coverage, and pricing between Sterling and Towergateto find the best protection for your vehicle.
Company Information Comparison
| Feature | Sterling | Towergate |
|---|---|---|
| Established | 2021 | 1998 |
| Underwriter | Adrian Flux Services Limited | Zurich Insurance PLC |
| Market Position | Budget | Mid-range |
| Customer Service Hours | Mon–Fri: 9am–5pm | Mon–Fri: 9am–5pm |
| Claims Satisfaction | 4.3 | 4.0 |
| Financial Strength | A | AA |
| Mobile App Rating | 4.2 | 3.7 |
Policy Features Comparison
| Feature | Sterling | Towergate |
|---|---|---|
No Claims Discount Years protected | Up to 0 years | Up to 3 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 0 years | Up to 1 year |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£290.00
Sterling
£380.00
Towergate
Maximum Cover
£5,000,000
Sterling
£5,000,000
Towergate
Total Policies
3
Sterling
3
Towergate
Comprehensive Cover
Full Coverage
Sterling
Full Coverage
Towergate
Premium Analysis
Features Comparison
Policy Type Distribution
Sterling
Comprehensive
1
Third Party Fire & Theft
1
Towergate
Comprehensive
1
Third Party Fire & Theft
1
Making Your Decision
When comparing Sterling and Towergate, consider how each provider's strengths align with your specific vehicle and driving needs. Sterling's average premium of £383.33compared to Towergate's £480.00 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.