Sheilas Wheels vs Swiftcover

Compare car insurance features, coverage, and pricing between Sheilas Wheels and Swiftcoverto find the best protection for your vehicle.

Company Information Comparison

FeatureSheilas WheelsSwiftcover
Established20052005
UnderwriterLiverpool Victoria Financial Services LimitedCovéa Insurance
Market Position
Budget
Mid-range
Customer Service HoursMon–Fri: 8am–6pmMon–Fri: 8am–6pm
Claims Satisfaction
4.0
4.1
Financial StrengthA–A
Mobile App Rating
4.0
3.8

Policy Features Comparison

FeatureSheilas WheelsSwiftcover
No Claims Discount

Years protected

Up to 3 yearsUp to 3 years
Telematics Option
Multi-Car Discount
New for Old Replacement

Vehicle age limit

Up to 1 yearUp to 1 year
Uninsured Driver Promise
Paperless Discount

Starting Premium

£280.00

Sheilas Wheels

£240.00

Swiftcover

Maximum Cover

£5,000,000

Sheilas Wheels

£5,000,000

Swiftcover

Total Policies

3

Sheilas Wheels

3

Swiftcover

Comprehensive Cover

Full Coverage

Sheilas Wheels

Full Coverage

Swiftcover

Premium Analysis

Sheilas Wheels
Swiftcover
Minimum Premium
£280.00
£240.00
Maximum Premium
£460.00
£420.00
Average Premium
£366.67
£326.67

Features Comparison

Sheilas Wheels
Swiftcover
UK Call Centre
Courtesy Car
Legal Protection
24/7 Claims Service

Policy Type Distribution

Sheilas Wheels

Comprehensive

1

Third Party Fire & Theft

1

Swiftcover

Comprehensive

1

Third Party Fire & Theft

1

Making Your Decision

When comparing Sheilas Wheels and Swiftcover, consider how each provider's strengths align with your specific vehicle and driving needs. Sheilas Wheels's average premium of £366.67compared to Swiftcover's £326.67 should be weighed against the coverage and benefits each provider offers.

Key Differences:

  • Premium range and pricing structure
  • Coverage limits and exclusions
  • Available policy types
  • Claims process and service features

Next Steps:

  • Review detailed policy documents
  • Check for vehicle-specific coverage
  • Consider your no claims bonus
  • Compare excess options and limits

Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.