Quote Me Happy vs RIAS
Compare car insurance features, coverage, and pricing between Quote Me Happy and RIASto find the best protection for your vehicle.
Company Information Comparison
| Feature | Quote Me Happy | RIAS |
|---|---|---|
| Established | 2015 | 1988 |
| Underwriter | Aviva UK Digital Limited | U K Insurance Limited |
| Market Position | Budget | Mid-range |
| Customer Service Hours | Mon–Fri: 9am–5pm | Mon–Fri: 9am–5pm |
| Claims Satisfaction | 3.9 | 3.8 |
| Financial Strength | A | A– |
| Mobile App Rating | 3.8 | 3.7 |
Policy Features Comparison
| Feature | Quote Me Happy | RIAS |
|---|---|---|
No Claims Discount Years protected | Up to 0 years | Up to 3 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 0 years | Up to 1 year |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£230.00
Quote Me Happy
£200.00
RIAS
Maximum Cover
£5,000,000
Quote Me Happy
£5,000,000
RIAS
Total Policies
3
Quote Me Happy
3
RIAS
Comprehensive Cover
Full Coverage
Quote Me Happy
Full Coverage
RIAS
Premium Analysis
Features Comparison
Policy Type Distribution
Quote Me Happy
Comprehensive
1
Third Party Fire & Theft
1
RIAS
Comprehensive
1
Third Party Fire & Theft
1
Making Your Decision
When comparing Quote Me Happy and RIAS, consider how each provider's strengths align with your specific vehicle and driving needs. Quote Me Happy's average premium of £316.67compared to RIAS's £286.67 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.