Car Insurance Info

Policy Expert vs Zurich

Compare car insurance features, coverage, and pricing between Policy Expert and Zurichto find the best protection for your vehicle.

Company Information Comparison

FeaturePolicy ExpertZurich
Established20011872
UnderwriterU K Insurance LimitedZurich Insurance PLC
Market Position
Mid-range
Premium
Customer Service HoursMon–Fri: 9am–5pm24/7
Claims Satisfaction
3.9
4.1
Financial StrengthAAA+
Mobile App Rating
3.7
4.0

Policy Features Comparison

FeaturePolicy ExpertZurich
No Claims Discount

Years protected

Up to 2 yearsUp to 5 years
Telematics Option
Multi-Car Discount
New for Old Replacement

Vehicle age limit

Up to 1 yearUp to 2 years
Uninsured Driver Promise
Paperless Discount

Starting Premium

£250.00

Policy Expert

£290.00

Zurich

Maximum Cover

£5,000,000

Policy Expert

£5,000,000

Zurich

Total Policies

3

Policy Expert

3

Zurich

Comprehensive Cover

Full Coverage

Policy Expert

Full Coverage

Zurich

Premium Analysis

Policy Expert
Zurich
Minimum Premium
£250.00
£290.00
Maximum Premium
£450.00
£490.00
Average Premium
£350.00
£390.00

Features Comparison

Policy Expert
Zurich
UK Call Centre
Courtesy Car
Legal Protection
24/7 Claims Service

Policy Type Distribution

Policy Expert

Comprehensive

1

Third Party Fire & Theft

1

Zurich

Comprehensive

1

Third Party Fire & Theft

1

Making Your Decision

When comparing Policy Expert and Zurich, consider how each provider's strengths align with your specific vehicle and driving needs. Policy Expert's average premium of £350.00compared to Zurich's £390.00 should be weighed against the coverage and benefits each provider offers.

Key Differences:

  • Premium range and pricing structure
  • Coverage limits and exclusions
  • Available policy types
  • Claims process and service features

Next Steps:

  • Review detailed policy documents
  • Check for vehicle-specific coverage
  • Consider your no claims bonus
  • Compare excess options and limits

Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.