Peoples Choice vs Zenith
Compare car insurance features, coverage, and pricing between Peoples Choice and Zenithto find the best protection for your vehicle.
Company Information Comparison
| Feature | Peoples Choice | Zenith |
|---|---|---|
| Established | 2010 | 2003 |
| Underwriter | Hastings Insurance Services Limited | Zenith Underwriting (UK) Ltd |
| Market Position | Budget | Mid-range |
| Customer Service Hours | Mon–Fri: 9am–5pm | Mon–Fri: 9am–5pm |
| Claims Satisfaction | 4.1 | 3.9 |
| Financial Strength | A– | A |
| Mobile App Rating | 3.8 | 3.8 |
Policy Features Comparison
| Feature | Peoples Choice | Zenith |
|---|---|---|
No Claims Discount Years protected | Up to 3 years | Up to 3 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 0 years | Up to 1 year |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£240.00
Peoples Choice
£280.00
Zenith
Maximum Cover
£5,000,000
Peoples Choice
£5,000,000
Zenith
Total Policies
3
Peoples Choice
3
Zenith
Comprehensive Cover
Full Coverage
Peoples Choice
Full Coverage
Zenith
Premium Analysis
Features Comparison
Policy Type Distribution
Peoples Choice
Comprehensive
1
Third Party Fire & Theft
1
Zenith
Comprehensive
1
Third Party Fire & Theft
1
Making Your Decision
When comparing Peoples Choice and Zenith, consider how each provider's strengths align with your specific vehicle and driving needs. Peoples Choice's average premium of £326.67compared to Zenith's £373.33 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.