Peoples Choice vs Quote Me Happy

Compare car insurance features, coverage, and pricing between Peoples Choice and Quote Me Happyto find the best protection for your vehicle.

Company Information Comparison

FeaturePeoples ChoiceQuote Me Happy
Established20102015
UnderwriterHastings Insurance Services LimitedAviva UK Digital Limited
Market Position
Budget
Budget
Customer Service HoursMon–Fri: 9am–5pmMon–Fri: 9am–5pm
Claims Satisfaction
4.1
3.9
Financial StrengthA–A
Mobile App Rating
3.8
3.8

Policy Features Comparison

FeaturePeoples ChoiceQuote Me Happy
No Claims Discount

Years protected

Up to 3 yearsUp to 0 years
Telematics Option
Multi-Car Discount
New for Old Replacement

Vehicle age limit

Up to 0 yearsUp to 0 years
Uninsured Driver Promise
Paperless Discount

Starting Premium

£240.00

Peoples Choice

£230.00

Quote Me Happy

Maximum Cover

£5,000,000

Peoples Choice

£5,000,000

Quote Me Happy

Total Policies

3

Peoples Choice

3

Quote Me Happy

Comprehensive Cover

Full Coverage

Peoples Choice

Full Coverage

Quote Me Happy

Premium Analysis

Peoples Choice
Quote Me Happy
Minimum Premium
£240.00
£230.00
Maximum Premium
£420.00
£410.00
Average Premium
£326.67
£316.67

Features Comparison

Peoples Choice
Quote Me Happy
UK Call Centre
Courtesy Car
Legal Protection
24/7 Claims Service

Policy Type Distribution

Peoples Choice

Comprehensive

1

Third Party Fire & Theft

1

Quote Me Happy

Comprehensive

1

Third Party Fire & Theft

1

Making Your Decision

When comparing Peoples Choice and Quote Me Happy, consider how each provider's strengths align with your specific vehicle and driving needs. Peoples Choice's average premium of £326.67compared to Quote Me Happy's £316.67 should be weighed against the coverage and benefits each provider offers.

Key Differences:

  • Premium range and pricing structure
  • Coverage limits and exclusions
  • Available policy types
  • Claims process and service features

Next Steps:

  • Review detailed policy documents
  • Check for vehicle-specific coverage
  • Consider your no claims bonus
  • Compare excess options and limits

Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.