NFU Mutual vs Sheilas Wheels
Compare car insurance features, coverage, and pricing between NFU Mutual and Sheilas Wheelsto find the best protection for your vehicle.
Company Information Comparison
| Feature | NFU Mutual | Sheilas Wheels |
|---|---|---|
| Established | 1910 | 2005 |
| Underwriter | NFU Mutual | Liverpool Victoria Financial Services Limited |
| Market Position | Premium | Budget |
| Customer Service Hours | Mon–Fri: 9am–5pm | Mon–Fri: 8am–6pm |
| Claims Satisfaction | 4.3 | 4.0 |
| Financial Strength | AA | A– |
| Mobile App Rating | 4.0 | 4.0 |
Policy Features Comparison
| Feature | NFU Mutual | Sheilas Wheels |
|---|---|---|
No Claims Discount Years protected | Up to 5 years | Up to 3 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 3 years | Up to 1 year |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£310.00
NFU Mutual
£280.00
Sheilas Wheels
Maximum Cover
£5,000,000
NFU Mutual
£5,000,000
Sheilas Wheels
Total Policies
3
NFU Mutual
3
Sheilas Wheels
Comprehensive Cover
Full Coverage
NFU Mutual
Full Coverage
Sheilas Wheels
Premium Analysis
Features Comparison
Policy Type Distribution
NFU Mutual
Comprehensive
1
Third Party Fire & Theft
1
Sheilas Wheels
Comprehensive
1
Third Party Fire & Theft
1
Making Your Decision
When comparing NFU Mutual and Sheilas Wheels, consider how each provider's strengths align with your specific vehicle and driving needs. NFU Mutual's average premium of £410.00compared to Sheilas Wheels's £366.67 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.