More Than vs NFU Mutual
Compare car insurance features, coverage, and pricing between More Than and NFU Mutualto find the best protection for your vehicle.
Company Information Comparison
| Feature | More Than | NFU Mutual |
|---|---|---|
| Established | 2001 | 1910 |
| Underwriter | Royal & Sun Alliance Insurance Ltd | NFU Mutual |
| Market Position | Mid-range | Premium |
| Customer Service Hours | Mon-Fri: 8am-8pm, Sat: 9am-5pm, Sun: Closed | Mon–Fri: 9am–5pm |
| Claims Satisfaction | 3.8 | 4.3 |
| Financial Strength | A | AA |
| Mobile App Rating | 3.5 | 4.0 |
Policy Features Comparison
| Feature | More Than | NFU Mutual |
|---|---|---|
No Claims Discount Years protected | Up to 4 years | Up to 5 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 1 year | Up to 3 years |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£270.00
More Than
£310.00
NFU Mutual
Maximum Cover
£5,000,000
More Than
£5,000,000
NFU Mutual
Total Policies
3
More Than
3
NFU Mutual
Comprehensive Cover
Full Coverage
More Than
Full Coverage
NFU Mutual
Premium Analysis
Features Comparison
Policy Type Distribution
More Than
Comprehensive
1
Third Party Fire & Theft
1
NFU Mutual
Comprehensive
1
Third Party Fire & Theft
1
Making Your Decision
When comparing More Than and NFU Mutual, consider how each provider's strengths align with your specific vehicle and driving needs. More Than's average premium of £365.00compared to NFU Mutual's £410.00 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.