Moja vs NFU Mutual
Compare car insurance features, coverage, and pricing between Moja and NFU Mutualto find the best protection for your vehicle.
Company Information Comparison
| Feature | Moja | NFU Mutual |
|---|---|---|
| Established | 2022 | 1910 |
| Underwriter | AXA Insurance UK Plc | NFU Mutual |
| Market Position | Budget | Premium |
| Customer Service Hours | 365 days: 9am–9pm | Mon–Fri: 9am–5pm |
| Claims Satisfaction | 4.2 | 4.3 |
| Financial Strength | AA | AA |
| Mobile App Rating | 4.1 | 4.0 |
Policy Features Comparison
| Feature | Moja | NFU Mutual |
|---|---|---|
No Claims Discount Years protected | Up to 0 years | Up to 5 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 0 years | Up to 3 years |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£230.00
Moja
£310.00
NFU Mutual
Maximum Cover
£5,000,000
Moja
£5,000,000
NFU Mutual
Total Policies
3
Moja
3
NFU Mutual
Comprehensive Cover
Full Coverage
Moja
Full Coverage
NFU Mutual
Premium Analysis
Features Comparison
Policy Type Distribution
Moja
Comprehensive
1
Third Party Fire & Theft
1
NFU Mutual
Comprehensive
1
Third Party Fire & Theft
1
Making Your Decision
When comparing Moja and NFU Mutual, consider how each provider's strengths align with your specific vehicle and driving needs. Moja's average premium of £310.00compared to NFU Mutual's £410.00 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.