Compare Car Insurance
Compare car insurance providers side by side to find the perfect coverage for your vehicle
Company Information Comparison
| Feature | Moja | Nationwide |
|---|---|---|
| Established | 2022 | 1846 |
| Underwriter | AXA Insurance UK Plc | U K Insurance Limited |
| Market Position | Budget | Mid-range |
| Customer Service Hours | 365 days: 9am–9pm | Mon–Fri: 8am–6pm |
| Claims Satisfaction | 4.2 | 4.0 |
| Financial Strength | AA | AA |
| Mobile App Rating | 4.1 | 3.6 |
Policy Features Comparison
| Feature | Moja | Nationwide |
|---|---|---|
No Claims Discount Years protected | Up to 0 years | Up to 3 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 0 years | Up to 1 year |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£230.00
Moja
£290.00
Nationwide
Maximum Cover
£5,000,000
Moja
£5,000,000
Nationwide
Total Policies
3
Moja
3
Nationwide
Comprehensive Cover
Full Coverage
Moja
Full Coverage
Nationwide
Premium Analysis
Features Comparison
Policy Type Distribution
Moja
Comprehensive
1
Third Party Fire & Theft
1
Nationwide
Comprehensive
1
Third Party Fire & Theft
1
Making Your Decision
When comparing Moja and Nationwide, consider how each provider's strengths align with your specific vehicle and driving needs. Moja's average premium of £310.00compared to Nationwide's £390.00 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.