Marks And Spencer vs Moja
Compare car insurance features, coverage, and pricing between Marks And Spencer and Mojato find the best protection for your vehicle.
Company Information Comparison
| Feature | Marks And Spencer | Moja |
|---|---|---|
| Established | 2012 | 2022 |
| Underwriter | RSA Insurance PLC | AXA Insurance UK Plc |
| Market Position | Mid-range | Budget |
| Customer Service Hours | Mon–Fri: 9am–5pm | 365 days: 9am–9pm |
| Claims Satisfaction | 4.0 | 4.2 |
| Financial Strength | AA | AA |
| Mobile App Rating | 3.5 | 4.1 |
Policy Features Comparison
| Feature | Marks And Spencer | Moja |
|---|---|---|
No Claims Discount Years protected | Up to 3 years | Up to 0 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 1 year | Up to 0 years |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£320.00
Marks And Spencer
£230.00
Moja
Maximum Cover
£5,000,000
Marks And Spencer
£5,000,000
Moja
Total Policies
3
Marks And Spencer
3
Moja
Comprehensive Cover
Full Coverage
Marks And Spencer
Full Coverage
Moja
Premium Analysis
Features Comparison
Policy Type Distribution
Marks And Spencer
Comprehensive
1
Third Party Fire & Theft
1
Moja
Comprehensive
1
Third Party Fire & Theft
1
Making Your Decision
When comparing Marks And Spencer and Moja, consider how each provider's strengths align with your specific vehicle and driving needs. Marks And Spencer's average premium of £420.00compared to Moja's £310.00 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.