Lloyds vs Marks And Spencer
Compare car insurance features, coverage, and pricing between Lloyds and Marks And Spencerto find the best protection for your vehicle.
Company Information Comparison
| Feature | Lloyds | Marks And Spencer |
|---|---|---|
| Established | 1765 | 2012 |
| Underwriter | Covéa Insurance | RSA Insurance PLC |
| Market Position | Mid-range | Mid-range |
| Customer Service Hours | Mon–Fri: 8am–6pm | Mon–Fri: 9am–5pm |
| Claims Satisfaction | 4.0 | 4.0 |
| Financial Strength | AA | AA |
| Mobile App Rating | 3.5 | 3.5 |
Policy Features Comparison
| Feature | Lloyds | Marks And Spencer |
|---|---|---|
No Claims Discount Years protected | Up to 3 years | Up to 3 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 1 year | Up to 1 year |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£285.00
Lloyds
£320.00
Marks And Spencer
Maximum Cover
£5,000,000
Lloyds
£5,000,000
Marks And Spencer
Total Policies
3
Lloyds
3
Marks And Spencer
Comprehensive Cover
Full Coverage
Lloyds
Full Coverage
Marks And Spencer
Premium Analysis
Features Comparison
Policy Type Distribution
Lloyds
Comprehensive
1
Third Party Fire & Theft
1
Marks And Spencer
Comprehensive
1
Third Party Fire & Theft
1
Making Your Decision
When comparing Lloyds and Marks And Spencer, consider how each provider's strengths align with your specific vehicle and driving needs. Lloyds's average premium of £378.33compared to Marks And Spencer's £420.00 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.