Insure 4 a Day vs Towergate

Compare car insurance features, coverage, and pricing between Insure 4 a Day and Towergateto find the best protection for your vehicle.

Company Information Comparison

FeatureInsure 4 a DayTowergate
Established20031998
UnderwriterUniversal Insurance Company (Guernsey) LtdZurich Insurance PLC
Market Position
Budget
Mid-range
Customer Service HoursMon–Fri: 9am–5pmMon–Fri: 9am–5pm
Claims Satisfaction
4.9
4.0
Financial StrengthAAA
Mobile App Rating
0.0
3.7

Policy Features Comparison

FeatureInsure 4 a DayTowergate
No Claims Discount

Years protected

Up to 0 yearsUp to 3 years
Telematics Option
Multi-Car Discount
New for Old Replacement

Vehicle age limit

Up to 0 yearsUp to 1 year
Uninsured Driver Promise
Paperless Discount

Starting Premium

£20.00

Insure 4 a Day

£380.00

Towergate

Maximum Cover

£5,000,000

Insure 4 a Day

£5,000,000

Towergate

Total Policies

3

Insure 4 a Day

3

Towergate

Comprehensive Cover

Full Coverage

Insure 4 a Day

Full Coverage

Towergate

Premium Analysis

Insure 4 a Day
Towergate
Minimum Premium
£20.00
£380.00
Maximum Premium
£40.00
£580.00
Average Premium
£30.00
£480.00

Features Comparison

Insure 4 a Day
Towergate
UK Call Centre
Courtesy Car
Legal Protection
24/7 Claims Service

Policy Type Distribution

Insure 4 a Day

Comprehensive

1

Third Party Fire & Theft

1

Towergate

Comprehensive

1

Third Party Fire & Theft

1

Making Your Decision

When comparing Insure 4 a Day and Towergate, consider how each provider's strengths align with your specific vehicle and driving needs. Insure 4 a Day's average premium of £30.00compared to Towergate's £480.00 should be weighed against the coverage and benefits each provider offers.

Key Differences:

  • Premium range and pricing structure
  • Coverage limits and exclusions
  • Available policy types
  • Claims process and service features

Next Steps:

  • Review detailed policy documents
  • Check for vehicle-specific coverage
  • Consider your no claims bonus
  • Compare excess options and limits

Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.