Hastings Direct vs Policy Expert

Compare car insurance features, coverage, and pricing between Hastings Direct and Policy Expertto find the best protection for your vehicle.

Starting Premium

£250.00

Hastings Direct

£250.00

Policy Expert

Cover Limit

£5,000,000

Hastings Direct

£5,000,000

Policy Expert

Total Policies

3

Hastings Direct

3

Policy Expert

Comprehensive Cover

33%

Hastings Direct

33%

Policy Expert

Premium Analysis

Hastings Direct
Policy Expert
Minimum Premium
£250.00
£250.00
Maximum Premium
£420.00
£450.00
Average Premium
£330.00
£350.00

Features Comparison

Hastings Direct
Policy Expert
Courtesy Car
Windscreen Cover
Breakdown Cover
Personal Accident
Legal Protection
24/7 Claims Service
UK Call Centre

Coverage Distribution

Hastings Direct

Comprehensive

1

Third Party Fire & Theft

1

Policy Expert

Comprehensive

1

Third Party Fire & Theft

1

Making Your Decision

When comparing Hastings Direct and Policy Expert, consider how each provider's strengths align with your vehicle and driving needs. Hastings Direct's average premium of £330.00compared to Policy Expert's policies should be weighed against the coverage and benefits each provider offers.

Key Differences:

  • Premium ranges and excess amounts
  • Coverage levels and optional extras
  • Comprehensive vs Third Party coverage
  • Additional features and benefits

Next Steps:

  • Check detailed policy documents
  • Consider your vehicle value and usage
  • Review no claims bonus protection
  • Compare voluntary excess options

Remember that the best choice depends on your individual circumstances, including your vehicle type, driving history, annual mileage, and budget. Consider getting quotes from both providers to make a fully informed decision.