Direct Line vs Hastings Direct

Compare car insurance features, coverage, and pricing between Direct Line and Hastings Directto find the best protection for your vehicle.

Starting Premium

£300.00

Direct Line

£250.00

Hastings Direct

Cover Limit

£5,000,000

Direct Line

£5,000,000

Hastings Direct

Total Policies

3

Direct Line

3

Hastings Direct

Comprehensive Cover

33%

Direct Line

33%

Hastings Direct

Premium Analysis

Direct Line
Hastings Direct
Minimum Premium
£300.00
£250.00
Maximum Premium
£500.00
£420.00
Average Premium
£400.00
£330.00

Features Comparison

Direct Line
Hastings Direct
Courtesy Car
Windscreen Cover
Breakdown Cover
Personal Accident
Legal Protection
24/7 Claims Service
UK Call Centre

Coverage Distribution

Direct Line

Comprehensive

1

Third Party Fire & Theft

1

Hastings Direct

Comprehensive

1

Third Party Fire & Theft

1

Making Your Decision

When comparing Direct Line and Hastings Direct, consider how each provider's strengths align with your vehicle and driving needs. Direct Line's average premium of £400.00compared to Hastings Direct's policies should be weighed against the coverage and benefits each provider offers.

Key Differences:

  • Premium ranges and excess amounts
  • Coverage levels and optional extras
  • Comprehensive vs Third Party coverage
  • Additional features and benefits

Next Steps:

  • Check detailed policy documents
  • Consider your vehicle value and usage
  • Review no claims bonus protection
  • Compare voluntary excess options

Remember that the best choice depends on your individual circumstances, including your vehicle type, driving history, annual mileage, and budget. Consider getting quotes from both providers to make a fully informed decision.