Veygo vs Cuvva
Comprehensive comparison of Veygo and Cuvva car insurance. Our expert analysis examines pricing, coverage, customer service, and claims handling to help you choose the right provider for your needs.
Key Comparison Insights
Overall Recommendation
Choose Cuvva for app-first usability and ultra-flexible access. Choose Veygo if you’re a learner or need multiple days of cover tied to Admiral.
Pricing Analysis
Both providers price competitively for temporary cover. Cuvva is often cheaper for ultra-short hourly cover, while Veygo may work out cheaper for 1–30...
UK Market Context
UK average car insurance premium is £694(Association of British Insurers). See how Veygo and Cuvvacompare to this benchmark in our detailed analysis below.
Company Information Comparison
| Feature | Cuvva | Veygo |
|---|---|---|
| Established | 2014 | 2018 |
| Underwriter | Wakam & ERS | Ageas Insurance Limited |
| Market Position | Budget | Budget |
| Customer Service Hours | 365 days: 9am–9pm | 24/7 (App & Web) |
| Claims Satisfaction | 4.0 | 4.2 |
| Financial Strength | A | A |
| Mobile App Rating | 4.2 | 4.3 |
Policy Features Comparison
| Feature | Cuvva | Veygo |
|---|---|---|
No Claims Discount Years protected | Up to 0 years | Up to 0 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 0 years | Up to 0 years |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£230.00
Cuvva
£20.00
Veygo
Maximum Cover
£5,000,000
Cuvva
£5,000,000
Veygo
Total Policies
3
Cuvva
3
Veygo
Comprehensive Cover
Full Coverage
Cuvva
Full Coverage
Veygo
Premium Analysis
Features Comparison
Policy Type Distribution
Cuvva
Comprehensive
1
Third Party Fire & Theft
1
Veygo
Comprehensive
1
Third Party Fire & Theft
1
In-Depth Comparison Analysis
Expert Comparison Analysis: Veygo vs Cuvva
Our comprehensive analysis compares Veygo and Cuvvaacross multiple dimensions including pricing, coverage options, customer service quality, and claims handling. This detailed comparison is based on real policy data, customer feedback, and market research to help you make an informed decision about your car insurance.
Overall Verdict
Choose Cuvva for app-first usability and ultra-flexible access. Choose Veygo if you’re a learner or need multiple days of cover tied to Admiral.
Detailed Head-to-Head Analysis
Pricing & Value Analysis
Both providers price competitively for temporary cover. Cuvva is often cheaper for ultra-short hourly cover, while Veygo may work out cheaper for 1–30 day usage periods.
Veygo
Average: £310.00
Cuvva
Average: £26.67
Coverage & Benefits Comparison
Cuvva is more app-centric and includes 24/7 coverage for borrowed vehicles. Veygo focuses on learner driver and temporary driver products tied to Admiral policies.
Customer Service Comparison
Cuvva has superior in-app support and faster onboarding. Veygo relies more on web forms and manual updates.
Claims Process Analysis
Claims are processed through different underwriters; Cuvva’s partners tend to have faster digital resolution tools.
Key Differentiators
Cuvva is truly mobile-first with hourly cover
Veygo caters better to learner drivers and test-takers
Cuvva includes comprehensive app features and real-time quotes
Veygo is backed by Admiral Group and leverages existing data
Cuvva provides a broader range of driver types for short-term policies
Which Should You Choose? Real-World Scenarios
New Driver (Age 18-25)
First-time driver looking for affordable coverage with good support
Based on pricing for young drivers, available discounts, and customer support quality
Family with Multiple Cars
Two adults with 2-3 vehicles needing comprehensive coverage
Considering multi-car discounts, family-friendly features, and overall value
Senior Driver (65+)
Experienced driver seeking reliable coverage with excellent customer service
Based on senior-specific benefits, claims handling, and service quality
Business Vehicle
Commercial use requiring business insurance coverage
Evaluating business coverage options, commercial claims handling, and fleet discounts
UK Car Insurance Market Context
Understanding how Veygo and Cuvva fit within the broader UK car insurance market helps contextualize this comparison. The following statistics provide insight into current market conditions.
Average Claim Settlement Time
15 days
Source: Financial Conduct Authority
Black Box Policy Uptake Among Drivers Under 25
51%
Source: Compare the Market, 2024 Telematics Report
Young Driver Premium Increase
+127%
Source: Confused.com Price Index
Percentage of Drivers Switching Insurers in 2024
39%
Source: GoCompare Switching Trends Survey
UK Car Insurance Market Size
31 million policies
Source: Statista UK Insurance Report
Average UK Car Insurance Premium 2024
£694
Source: Association of British Insurers
Average Cost of Car Insurance Fraud Per Case
£1,150
Source: Insurance Fraud Bureau, 2024
Customer Satisfaction Average
72%
Source: Consumer Intelligence
Detailed Real-World Analysis
A student sharing a parent’s car on weekends may benefit from Cuvva’s flexibility, while someone borrowing a car for a 2-week holiday might get a better deal with Veygo.
Our Final Recommendation
After analyzing pricing, coverage, customer service, and claims handling, here's our recommendation for different customer profiles:
Choose Veygo if:
- You prioritize comprehensive service and support
- You value additional benefits and coverage options
- You don't mind paying extra for premium service
Choose Cuvva if:
- You're focused on getting the best value for money
- You're comfortable with essential coverage levels
- You prefer straightforward, no-frills insurance
Important: The best choice depends on your individual circumstances, driving history, vehicle type, and personal preferences. We recommend getting quotes from both providers to compare actual prices for your specific situation.
Comparison Methodology
This comparison is based on comprehensive analysis of policy documents, customer reviews, claims data, pricing information, and independent research. We maintain editorial independence and regularly update our analysis to reflect market changes. Last updated: 7/14/2025
Making Your Decision
When comparing Cuvva and Veygo, consider how each provider's strengths align with your specific vehicle and driving needs. Cuvva's average premium of £310.00compared to Veygo's £26.67 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.