By Miles vs Tesco

Compare car insurance features, coverage, and pricing between By Miles and Tescoto find the best protection for your vehicle.

Company Information Comparison

FeatureBy MilesTesco
Established20172006
UnderwriterU K Insurance LtdRIAS Insurance Services Limited
Market Position
Mid-range
Mid-range
Customer Service HoursMon–Fri: 8am–6pmMon–Fri: 9am–5pm
Claims Satisfaction
4.2
3.8
Financial StrengthAA
Mobile App Rating
4.3
3.6

Policy Features Comparison

FeatureBy MilesTesco
No Claims Discount

Years protected

Up to 3 yearsUp to 3 years
Telematics Option
Multi-Car Discount
New for Old Replacement

Vehicle age limit

Up to 1 yearUp to 1 year
Uninsured Driver Promise
Paperless Discount

Starting Premium

£210.00

By Miles

£280.00

Tesco

Maximum Cover

£5,000,000

By Miles

£5,000,000

Tesco

Total Policies

3

By Miles

3

Tesco

Comprehensive Cover

Full Coverage

By Miles

Full Coverage

Tesco

Premium Analysis

By Miles
Tesco
Minimum Premium
£210.00
£280.00
Maximum Premium
£380.00
£470.00
Average Premium
£290.00
£373.33

Features Comparison

By Miles
Tesco
UK Call Centre
Courtesy Car
Legal Protection
24/7 Claims Service

Policy Type Distribution

By Miles

Comprehensive

1

Third Party Fire & Theft

1

Tesco

Comprehensive

1

Third Party Fire & Theft

1

Making Your Decision

When comparing By Miles and Tesco, consider how each provider's strengths align with your specific vehicle and driving needs. By Miles's average premium of £290.00compared to Tesco's £373.33 should be weighed against the coverage and benefits each provider offers.

Key Differences:

  • Premium range and pricing structure
  • Coverage limits and exclusions
  • Available policy types
  • Claims process and service features

Next Steps:

  • Review detailed policy documents
  • Check for vehicle-specific coverage
  • Consider your no claims bonus
  • Compare excess options and limits

Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.