By Miles vs Moja
Compare car insurance features, coverage, and pricing between By Miles and Mojato find the best protection for your vehicle.
Company Information Comparison
| Feature | By Miles | Moja |
|---|---|---|
| Established | 2017 | 2022 |
| Underwriter | U K Insurance Ltd | AXA Insurance UK Plc |
| Market Position | Mid-range | Budget |
| Customer Service Hours | Mon–Fri: 8am–6pm | 365 days: 9am–9pm |
| Claims Satisfaction | 4.2 | 4.2 |
| Financial Strength | A | AA |
| Mobile App Rating | 4.3 | 4.1 |
Policy Features Comparison
| Feature | By Miles | Moja |
|---|---|---|
No Claims Discount Years protected | Up to 3 years | Up to 0 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 1 year | Up to 0 years |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£210.00
By Miles
£230.00
Moja
Maximum Cover
£5,000,000
By Miles
£5,000,000
Moja
Total Policies
3
By Miles
3
Moja
Comprehensive Cover
Full Coverage
By Miles
Full Coverage
Moja
Premium Analysis
Features Comparison
Policy Type Distribution
By Miles
Comprehensive
1
Third Party Fire & Theft
1
Moja
Comprehensive
1
Third Party Fire & Theft
1
Making Your Decision
When comparing By Miles and Moja, consider how each provider's strengths align with your specific vehicle and driving needs. By Miles's average premium of £290.00compared to Moja's £310.00 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.