By Miles vs Meerkat

Compare car insurance features, coverage, and pricing between By Miles and Meerkatto find the best protection for your vehicle.

Company Information Comparison

FeatureBy MilesMeerkat
Established20172006
UnderwriterU K Insurance LtdU K Insurance Limited
Market Position
Mid-range
Mid-range
Customer Service HoursMon–Fri: 8am–6pmMon–Fri: 8am–6pm
Claims Satisfaction
4.2
4.0
Financial StrengthAA
Mobile App Rating
4.3
4.0

Policy Features Comparison

FeatureBy MilesMeerkat
No Claims Discount

Years protected

Up to 3 yearsUp to 3 years
Telematics Option
Multi-Car Discount
New for Old Replacement

Vehicle age limit

Up to 1 yearUp to 1 year
Uninsured Driver Promise
Paperless Discount

Starting Premium

£210.00

By Miles

£240.00

Meerkat

Maximum Cover

£5,000,000

By Miles

£5,000,000

Meerkat

Total Policies

3

By Miles

3

Meerkat

Comprehensive Cover

Full Coverage

By Miles

Full Coverage

Meerkat

Premium Analysis

By Miles
Meerkat
Minimum Premium
£210.00
£240.00
Maximum Premium
£380.00
£420.00
Average Premium
£290.00
£326.67

Features Comparison

By Miles
Meerkat
UK Call Centre
Courtesy Car
Legal Protection
24/7 Claims Service

Policy Type Distribution

By Miles

Comprehensive

1

Third Party Fire & Theft

1

Meerkat

Comprehensive

1

Third Party Fire & Theft

1

Making Your Decision

When comparing By Miles and Meerkat, consider how each provider's strengths align with your specific vehicle and driving needs. By Miles's average premium of £290.00compared to Meerkat's £326.67 should be weighed against the coverage and benefits each provider offers.

Key Differences:

  • Premium range and pricing structure
  • Coverage limits and exclusions
  • Available policy types
  • Claims process and service features

Next Steps:

  • Review detailed policy documents
  • Check for vehicle-specific coverage
  • Consider your no claims bonus
  • Compare excess options and limits

Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.