Aviva vs Tesco

Compare car insurance features, coverage, and pricing between Aviva and Tescoto find the best protection for your vehicle.

Company Information Comparison

FeatureAvivaTesco
Established16962006
UnderwriterAviva Insurance LimitedRIAS Insurance Services Limited
Market Position
Premium
Mid-range
Customer Service HoursMon-Fri: 8am-8pm, Sat: 9am-5pm, Sun: 10am-4pmMon–Fri: 9am–5pm
Claims Satisfaction
4.0
3.8
Financial StrengthAAA
Mobile App Rating
4.1
3.6

Policy Features Comparison

FeatureAvivaTesco
No Claims Discount

Years protected

Up to 5 yearsUp to 3 years
Telematics Option
Multi-Car Discount
New for Old Replacement

Vehicle age limit

Up to 3 yearsUp to 1 year
Uninsured Driver Promise
Paperless Discount

Starting Premium

£300.00

Aviva

£280.00

Tesco

Maximum Cover

£5,000,000

Aviva

£5,000,000

Tesco

Total Policies

3

Aviva

3

Tesco

Comprehensive Cover

Full Coverage

Aviva

Full Coverage

Tesco

Premium Analysis

Aviva
Tesco
Minimum Premium
£300.00
£280.00
Maximum Premium
£475.00
£470.00
Average Premium
£383.33
£373.33

Features Comparison

Aviva
Tesco
UK Call Centre
Courtesy Car
Legal Protection
24/7 Claims Service

Policy Type Distribution

Aviva

Comprehensive

1

Third Party Fire & Theft

1

Tesco

Comprehensive

1

Third Party Fire & Theft

1

Making Your Decision

When comparing Aviva and Tesco, consider how each provider's strengths align with your specific vehicle and driving needs. Aviva's average premium of £383.33compared to Tesco's £373.33 should be weighed against the coverage and benefits each provider offers.

Key Differences:

  • Premium range and pricing structure
  • Coverage limits and exclusions
  • Available policy types
  • Claims process and service features

Next Steps:

  • Review detailed policy documents
  • Check for vehicle-specific coverage
  • Consider your no claims bonus
  • Compare excess options and limits

Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.