Ageas vs Nationwide

Compare car insurance features, coverage, and pricing between Ageas and Nationwideto find the best protection for your vehicle.

Company Information Comparison

FeatureAgeasNationwide
Established19901846
UnderwriterAgeas Insurance LimitedU K Insurance Limited
Market Position
Mid-range
Mid-range
Customer Service Hours24/7Mon–Fri: 8am–6pm
Claims Satisfaction
4.1
4.0
Financial StrengthAAAA
Mobile App Rating
4.0
3.6

Policy Features Comparison

FeatureAgeasNationwide
No Claims Discount

Years protected

Up to 4 yearsUp to 3 years
Telematics Option
Multi-Car Discount
New for Old Replacement

Vehicle age limit

Up to 2 yearsUp to 1 year
Uninsured Driver Promise
Paperless Discount

Starting Premium

£270.00

Ageas

£290.00

Nationwide

Maximum Cover

£5,000,000

Ageas

£5,000,000

Nationwide

Total Policies

3

Ageas

3

Nationwide

Comprehensive Cover

Full Coverage

Ageas

Full Coverage

Nationwide

Premium Analysis

Ageas
Nationwide
Minimum Premium
£270.00
£290.00
Maximum Premium
£455.00
£490.00
Average Premium
£360.00
£390.00

Features Comparison

Ageas
Nationwide
UK Call Centre
Courtesy Car
Legal Protection
24/7 Claims Service

Policy Type Distribution

Ageas

Comprehensive

1

Third Party Fire & Theft

1

Nationwide

Comprehensive

1

Third Party Fire & Theft

1

Making Your Decision

When comparing Ageas and Nationwide, consider how each provider's strengths align with your specific vehicle and driving needs. Ageas's average premium of £360.00compared to Nationwide's £390.00 should be weighed against the coverage and benefits each provider offers.

Key Differences:

  • Premium range and pricing structure
  • Coverage limits and exclusions
  • Available policy types
  • Claims process and service features

Next Steps:

  • Review detailed policy documents
  • Check for vehicle-specific coverage
  • Consider your no claims bonus
  • Compare excess options and limits

Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.