Age UK vs More Than

Compare car insurance features, coverage, and pricing between Age UK and More Thanto find the best protection for your vehicle.

Company Information Comparison

FeatureAge UKMore Than
Established20092001
UnderwriterSaga Insurance Services LimitedRoyal & Sun Alliance Insurance Ltd
Market Position
Budget
Mid-range
Customer Service HoursMon–Fri: 9am–5pmMon-Fri: 8am-8pm, Sat: 9am-5pm, Sun: Closed
Claims Satisfaction
3.8
3.8
Financial StrengthA–A
Mobile App Rating
3.5
3.5

Policy Features Comparison

FeatureAge UKMore Than
No Claims Discount

Years protected

Up to 2 yearsUp to 4 years
Telematics Option
Multi-Car Discount
New for Old Replacement

Vehicle age limit

Up to 0 yearsUp to 1 year
Uninsured Driver Promise
Paperless Discount

Starting Premium

£260.00

Age UK

£270.00

More Than

Maximum Cover

£5,000,000

Age UK

£5,000,000

More Than

Total Policies

3

Age UK

3

More Than

Comprehensive Cover

Full Coverage

Age UK

Full Coverage

More Than

Premium Analysis

Age UK
More Than
Minimum Premium
£260.00
£270.00
Maximum Premium
£440.00
£465.00
Average Premium
£346.67
£365.00

Features Comparison

Age UK
More Than
UK Call Centre
Courtesy Car
Legal Protection
24/7 Claims Service

Policy Type Distribution

Age UK

Comprehensive

1

Third Party Fire & Theft

1

More Than

Comprehensive

1

Third Party Fire & Theft

1

Making Your Decision

When comparing Age UK and More Than, consider how each provider's strengths align with your specific vehicle and driving needs. Age UK's average premium of £346.67compared to More Than's £365.00 should be weighed against the coverage and benefits each provider offers.

Key Differences:

  • Premium range and pricing structure
  • Coverage limits and exclusions
  • Available policy types
  • Claims process and service features

Next Steps:

  • Review detailed policy documents
  • Check for vehicle-specific coverage
  • Consider your no claims bonus
  • Compare excess options and limits

Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.