Age UK vs Ingenie
Compare car insurance features, coverage, and pricing between Age UK and Ingenieto find the best protection for your vehicle.
Company Information Comparison
| Feature | Age UK | Ingenie |
|---|---|---|
| Established | 2009 | 2011 |
| Underwriter | Saga Insurance Services Limited | Ageas Insurance Limited |
| Market Position | Budget | Budget |
| Customer Service Hours | Mon–Fri: 9am–5pm | 365 days: 9am–9pm |
| Claims Satisfaction | 3.8 | 4.0 |
| Financial Strength | A– | AA |
| Mobile App Rating | 3.5 | 4.2 |
Policy Features Comparison
| Feature | Age UK | Ingenie |
|---|---|---|
No Claims Discount Years protected | Up to 2 years | Up to 0 years |
Telematics Option | ||
| Multi-Car Discount | ||
New for Old Replacement Vehicle age limit | Up to 0 years | Up to 0 years |
Uninsured Driver Promise | ||
| Paperless Discount |
Starting Premium
£260.00
Age UK
£700.00
Ingenie
Maximum Cover
£5,000,000
Age UK
£5,000,000
Ingenie
Total Policies
3
Age UK
3
Ingenie
Comprehensive Cover
Full Coverage
Age UK
Full Coverage
Ingenie
Premium Analysis
Features Comparison
Policy Type Distribution
Age UK
Comprehensive
1
Third Party Fire & Theft
1
Ingenie
Comprehensive
1
Third Party Fire & Theft
1
Making Your Decision
When comparing Age UK and Ingenie, consider how each provider's strengths align with your specific vehicle and driving needs. Age UK's average premium of £346.67compared to Ingenie's £933.33 should be weighed against the coverage and benefits each provider offers.
Key Differences:
- Premium range and pricing structure
- Coverage limits and exclusions
- Available policy types
- Claims process and service features
Next Steps:
- Review detailed policy documents
- Check for vehicle-specific coverage
- Consider your no claims bonus
- Compare excess options and limits
Remember that the best choice depends on your individual circumstances, including your vehicle's age, make, model, your driving history, and your budget. Consider getting quotes from both providers to make a fully informed decision.